Commentary Magazine


Topic: purchase insurance

LIVE BLOG: A Larger Insurance Market

President Obama has asked Republicans what is the GOP objection to allowing individuals to buy into a larger insurance market. This is actually a longstanding Republican idea, and the two key proposals have been to allow individuals to purchase insurance across state lines and to create association health plans to let people band together to purchase insurance. Congressman Kline did a good job explaining the Republican position on the association health plans.

President Obama has asked Republicans what is the GOP objection to allowing individuals to buy into a larger insurance market. This is actually a longstanding Republican idea, and the two key proposals have been to allow individuals to purchase insurance across state lines and to create association health plans to let people band together to purchase insurance. Congressman Kline did a good job explaining the Republican position on the association health plans.

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Flotsam and Jetsam

It’s about time someone took it to Meghan McCain: “She’s an über-cool politics chick with lots to say of the conventional-thinking NYTimesish variety, and she’s got credulous lefties lapping up her disses of conservatives like kittens at cream bowls.” And what better way to get that attention than to diss the woman who drives liberals mad? Funny how liberal pundits whine that the former governor, who has articulated positions on a range of issues, doesn’t “know anything,” but they’re willing to spend endless hours talking to a 25-year-old who’s, well, never done anything.

Lori Lowenthal Marcus has the goods on the latest J Street scam: “In short, J Street manipulated the Hillel of Greater Philadelphia (of which I am a board member) into leasing to them space in the Hillel building for their J Street Local launch by entering into a firm agreement, and then ignoring that agreement to Hillel’s detriment. J Street’s deception made Hillel’s carefully planned and extensive pre-event efforts to soothe concerned donors, students, and others that there was no—and that it would be made very clear that there was no—connection between Hillel and J Street.”

House Democrats aid the Justice Department in stonewalling on the New Black Panther Party case: “In their bid to protect President Obama’s liberal political appointees at the Justice Department, congressional Democrats are surrendering their responsibility to keep a presidential administration honest.”

Not so much sycophantic laughter in the White House briefing room: “‘There definitely aren’t a lot of laughs around the briefing room these days,’ says Washington Examiner White House correspondent Julie Mason. ‘Robert’s little digs and evasions have lost their power to amuse — particularly since we haven’t had a presser since July. … Reporters know how close the press secretary is to the president, and yet the quality of the information we get doesn’t often reflect that.” Well, rudeness and lack of candor are pretty much par for the course for the Obami.

Big Labor is steamed it’s gotten nothing for all those millions: “Labor groups are furious with the Democrats they helped put in office — and are threatening to stay home this fall when Democratic incumbents will need their help fending off Republican challengers. … The so-called ‘card check’ bill that would make it easier to unionize employees has gone nowhere. A pro-union Transportation Security Administration nominee quit before he even got a confirmation vote. And even though unions got a sweetheart deal to keep their health plans tax-free under the Senate health care bill, that bill has collapsed, leaving unions exposed again.” And not even Harold Craig Becker could get confirmed.

Obama is bringing people together — Paul Krugman and Bill Kristol agree that his crony-capitalism comments on Wall Street bonuses were horridly tone-deaf. Next thing you know, Jane Hamsher and Yuval Levin will agree on ObamaCare. Oh, wait. It takes real skill to build such a broad-based coalition.

It’s something, but hardly enough: “A day after Iran said it was beginning to feed low enriched uranium through centrifuges at its Natanz pilot facility to create nuclear medical isotopes, the U.S. has announced sanctions on four engineering firms said to be controlled by Iran’s Islamic Revolutionary Guards Corps (IRGC).”

Because Nancy Pelosi never met a tax cut she could support, this will be a problem: “House Majority Leader Steny Hoyer (D-Md.) is praising the Senate for including a payroll tax credit in its jobs package, but it could set up a battle in his House Democratic caucus. Economic conditions are ripe for a provision that serves as an incentive for employers to expand their workforces, in Hoyer’s vies. The economy is growing again, and surveys indicate growing confidence by business.” Republicans are probably lucky that Pelosi and not Hoyer is Speaker. Hoyer actually sounds in touch with reality.

Cognitive-dissonance alert! David Brooks warms to Rep. Paul Ryan’s vision: “Government would have very few decision-making powers. Instead it would essentially redistribute money so that individuals could better secure their own welfare provision. Medicare and Social Security would essentially be turned into cash programs. The elderly would receive $11,000 a year to purchase insurance. The tax code would be radically simplified.” But Obama doesn’t believe in any of that, so … ?

First, Michael Steele. Now Gov. David Paterson is playing the race card.

It’s about time someone took it to Meghan McCain: “She’s an über-cool politics chick with lots to say of the conventional-thinking NYTimesish variety, and she’s got credulous lefties lapping up her disses of conservatives like kittens at cream bowls.” And what better way to get that attention than to diss the woman who drives liberals mad? Funny how liberal pundits whine that the former governor, who has articulated positions on a range of issues, doesn’t “know anything,” but they’re willing to spend endless hours talking to a 25-year-old who’s, well, never done anything.

Lori Lowenthal Marcus has the goods on the latest J Street scam: “In short, J Street manipulated the Hillel of Greater Philadelphia (of which I am a board member) into leasing to them space in the Hillel building for their J Street Local launch by entering into a firm agreement, and then ignoring that agreement to Hillel’s detriment. J Street’s deception made Hillel’s carefully planned and extensive pre-event efforts to soothe concerned donors, students, and others that there was no—and that it would be made very clear that there was no—connection between Hillel and J Street.”

House Democrats aid the Justice Department in stonewalling on the New Black Panther Party case: “In their bid to protect President Obama’s liberal political appointees at the Justice Department, congressional Democrats are surrendering their responsibility to keep a presidential administration honest.”

Not so much sycophantic laughter in the White House briefing room: “‘There definitely aren’t a lot of laughs around the briefing room these days,’ says Washington Examiner White House correspondent Julie Mason. ‘Robert’s little digs and evasions have lost their power to amuse — particularly since we haven’t had a presser since July. … Reporters know how close the press secretary is to the president, and yet the quality of the information we get doesn’t often reflect that.” Well, rudeness and lack of candor are pretty much par for the course for the Obami.

Big Labor is steamed it’s gotten nothing for all those millions: “Labor groups are furious with the Democrats they helped put in office — and are threatening to stay home this fall when Democratic incumbents will need their help fending off Republican challengers. … The so-called ‘card check’ bill that would make it easier to unionize employees has gone nowhere. A pro-union Transportation Security Administration nominee quit before he even got a confirmation vote. And even though unions got a sweetheart deal to keep their health plans tax-free under the Senate health care bill, that bill has collapsed, leaving unions exposed again.” And not even Harold Craig Becker could get confirmed.

Obama is bringing people together — Paul Krugman and Bill Kristol agree that his crony-capitalism comments on Wall Street bonuses were horridly tone-deaf. Next thing you know, Jane Hamsher and Yuval Levin will agree on ObamaCare. Oh, wait. It takes real skill to build such a broad-based coalition.

It’s something, but hardly enough: “A day after Iran said it was beginning to feed low enriched uranium through centrifuges at its Natanz pilot facility to create nuclear medical isotopes, the U.S. has announced sanctions on four engineering firms said to be controlled by Iran’s Islamic Revolutionary Guards Corps (IRGC).”

Because Nancy Pelosi never met a tax cut she could support, this will be a problem: “House Majority Leader Steny Hoyer (D-Md.) is praising the Senate for including a payroll tax credit in its jobs package, but it could set up a battle in his House Democratic caucus. Economic conditions are ripe for a provision that serves as an incentive for employers to expand their workforces, in Hoyer’s vies. The economy is growing again, and surveys indicate growing confidence by business.” Republicans are probably lucky that Pelosi and not Hoyer is Speaker. Hoyer actually sounds in touch with reality.

Cognitive-dissonance alert! David Brooks warms to Rep. Paul Ryan’s vision: “Government would have very few decision-making powers. Instead it would essentially redistribute money so that individuals could better secure their own welfare provision. Medicare and Social Security would essentially be turned into cash programs. The elderly would receive $11,000 a year to purchase insurance. The tax code would be radically simplified.” But Obama doesn’t believe in any of that, so … ?

First, Michael Steele. Now Gov. David Paterson is playing the race card.

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Taxing Our Patience

The Hill, reminding us that certain senators have promised not to raise taxes, explains just how many taxes there are in the pending health-care bill:

Individuals would face penalties for failing to purchase insurance and those earning more than $200,000 would see their Medicare payroll tax rise from 1.45 percent to 1.95 percent. The payroll tax rise would hit couples earning $250,000 or more.

The measure would also impose a $2 billion annual tax on medical devices such as pacemakers; a broad $6.7 billion annual tax on the health insurance industry; a 5 percent tax on cosmetic surgery; and would eliminate tax deductions for employer-provided prescription drug coverage in retirement.

An analysis by the Joint Committee on Taxation found that in the year 2019, 77 percent of the cost of the tax increases proposed in the Senate Finance Committee’s healthcare bill would be carried by families earning less than $250,000 a year.

There is a total of $494B by some estimation. And, of course, this flies in the face of Obama’s pledge not to raise taxes on those making less than $250,000. Specifically, labor unions aren’t very happy about the tax on so-called Cadillac health-care plans (which were in many collective-bargaining negotiations provided in lieu of higher wages or other benefits): “Labor unions have opposed this tax, which funds a substantial portion of the bill, because they argue that it would hit many unionized, working-class families.”

All this would be bad enough in ordinary times but we are, after all, not yet out of the recession. Can anyone really imagine that hundreds of billions in new taxes are going to help matters? We are continually told that taxes are receding as a top issue. The way to test that proposition is to vote for massive tax hikes, in violation of a specific campaign pledge in the middle of an economic downturn. How many lawmakers will have the nerve to find out?

The Hill, reminding us that certain senators have promised not to raise taxes, explains just how many taxes there are in the pending health-care bill:

Individuals would face penalties for failing to purchase insurance and those earning more than $200,000 would see their Medicare payroll tax rise from 1.45 percent to 1.95 percent. The payroll tax rise would hit couples earning $250,000 or more.

The measure would also impose a $2 billion annual tax on medical devices such as pacemakers; a broad $6.7 billion annual tax on the health insurance industry; a 5 percent tax on cosmetic surgery; and would eliminate tax deductions for employer-provided prescription drug coverage in retirement.

An analysis by the Joint Committee on Taxation found that in the year 2019, 77 percent of the cost of the tax increases proposed in the Senate Finance Committee’s healthcare bill would be carried by families earning less than $250,000 a year.

There is a total of $494B by some estimation. And, of course, this flies in the face of Obama’s pledge not to raise taxes on those making less than $250,000. Specifically, labor unions aren’t very happy about the tax on so-called Cadillac health-care plans (which were in many collective-bargaining negotiations provided in lieu of higher wages or other benefits): “Labor unions have opposed this tax, which funds a substantial portion of the bill, because they argue that it would hit many unionized, working-class families.”

All this would be bad enough in ordinary times but we are, after all, not yet out of the recession. Can anyone really imagine that hundreds of billions in new taxes are going to help matters? We are continually told that taxes are receding as a top issue. The way to test that proposition is to vote for massive tax hikes, in violation of a specific campaign pledge in the middle of an economic downturn. How many lawmakers will have the nerve to find out?

Read Less

Flotsam and Jetsam

From Rasmussen: “Forty-five percent (45%) of U.S. voters now give President Obama poor marks for his handling of the economy, the highest level of disapproval this year. A new Rasmussen Reports national telephone survey finds that 39% believe the president is doing a good or excellent job on the economy following the announcement last week that unemployment in October rose to 10.2 percent, the highest level in 26 years.”

Maybe the White House and Democratic congressional leadership should start paying attention to the voters: “The health-care battle appears to be helping Republicans running for the Senate. Two Quinnipiac polls released Thursday show the leading GOP candidates in Connecticut and Ohio growing their leads. Former Rep. Rob Simmons (R-Conn.) leads Sen. Chris Dodd (D-Conn.), 49-38, and former Rep. Rob Portman (R-Ohio) has opened his first leads over two potential Democratic opponents.”

And the White House and Congress want to spend lots more money: “The federal budget deficit for October rose more than expected to $176.36 billion, the government announced moments ago, up from $155.53 billion in October 2008. This is the largest October deficit on record. It is the first month of fiscal 2010. The total national debt — the sum of all deficits from the beginning of the republic until today — is now up to nearly $12 trillion. A healthy economy should not have a deficit that’s more than about 3 percent of its GDP. Even with a GDP that’s gone positive in the third quarter, the U.S. deficit now projects out to about 11 to 12 percent of GDP. And that’s scary.” Scary indeed, especially for incumbents.

On Major Nadal Hasan’s business cards identifying himself as a Soldier of Allah: “‘He was making no secret of allegiances,’ said former FBI agent Brad Garrett, an ABC News consultant. ‘It’s one more piece of evidence that might have come out if investigators had taken a hard look at Hasan,’ said Garrett. “‘It doesn’t say he’s about to go out and shoot a bunch of people, but there’s something not quite right for an Army major to self-identify that way.’” Not quite.

Charles Krauthammer: “What a surprise — that someone who shouts ‘Allahu Akbar’ (the ‘God is great’ jihadist battle cry) as he is shooting up a room of American soldiers might have Islamist motives. It certainly was a surprise to the mainstream media, which spent the weekend after the Fort Hood massacre playing down Nidal Hasan’s religious beliefs.”

Sarah Palin denounces PelosiCare and suggests her own version: “Let’s get back to discussing market-driven, patient-centered, result-driven solutions, like, for example, allowing people to purchase insurance across state lines, tackling existing government waste and fraud, and reforming medical malpractice laws (tort reform) to stop unwarranted lawsuits that force doctors to order unnecessary procedures just to cover themselves.” Take away the names, describe PelosiCare, and I suspect that a majority of Americans would favor PalinCare.

David Broder agrees with Palin on one thing: PelosiCare is a financial train wreck. “Just as it did under Republican control in the George W. Bush years, when it passed but did not pay for a Medicare prescription drug benefit, it is about to hand out the goodies and leave it to the next generation to pick up the bill.”

From Rasmussen: “Forty-five percent (45%) of U.S. voters now give President Obama poor marks for his handling of the economy, the highest level of disapproval this year. A new Rasmussen Reports national telephone survey finds that 39% believe the president is doing a good or excellent job on the economy following the announcement last week that unemployment in October rose to 10.2 percent, the highest level in 26 years.”

Maybe the White House and Democratic congressional leadership should start paying attention to the voters: “The health-care battle appears to be helping Republicans running for the Senate. Two Quinnipiac polls released Thursday show the leading GOP candidates in Connecticut and Ohio growing their leads. Former Rep. Rob Simmons (R-Conn.) leads Sen. Chris Dodd (D-Conn.), 49-38, and former Rep. Rob Portman (R-Ohio) has opened his first leads over two potential Democratic opponents.”

And the White House and Congress want to spend lots more money: “The federal budget deficit for October rose more than expected to $176.36 billion, the government announced moments ago, up from $155.53 billion in October 2008. This is the largest October deficit on record. It is the first month of fiscal 2010. The total national debt — the sum of all deficits from the beginning of the republic until today — is now up to nearly $12 trillion. A healthy economy should not have a deficit that’s more than about 3 percent of its GDP. Even with a GDP that’s gone positive in the third quarter, the U.S. deficit now projects out to about 11 to 12 percent of GDP. And that’s scary.” Scary indeed, especially for incumbents.

On Major Nadal Hasan’s business cards identifying himself as a Soldier of Allah: “‘He was making no secret of allegiances,’ said former FBI agent Brad Garrett, an ABC News consultant. ‘It’s one more piece of evidence that might have come out if investigators had taken a hard look at Hasan,’ said Garrett. “‘It doesn’t say he’s about to go out and shoot a bunch of people, but there’s something not quite right for an Army major to self-identify that way.’” Not quite.

Charles Krauthammer: “What a surprise — that someone who shouts ‘Allahu Akbar’ (the ‘God is great’ jihadist battle cry) as he is shooting up a room of American soldiers might have Islamist motives. It certainly was a surprise to the mainstream media, which spent the weekend after the Fort Hood massacre playing down Nidal Hasan’s religious beliefs.”

Sarah Palin denounces PelosiCare and suggests her own version: “Let’s get back to discussing market-driven, patient-centered, result-driven solutions, like, for example, allowing people to purchase insurance across state lines, tackling existing government waste and fraud, and reforming medical malpractice laws (tort reform) to stop unwarranted lawsuits that force doctors to order unnecessary procedures just to cover themselves.” Take away the names, describe PelosiCare, and I suspect that a majority of Americans would favor PalinCare.

David Broder agrees with Palin on one thing: PelosiCare is a financial train wreck. “Just as it did under Republican control in the George W. Bush years, when it passed but did not pay for a Medicare prescription drug benefit, it is about to hand out the goodies and leave it to the next generation to pick up the bill.”

Read Less




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