It was, perhaps, fitting that the same website that debuted to the scorn of the nation last fall would crash on the last day of the six-month period for enrollment in ObamaCare. Just as the administration and its media cheerleaders were declaring victory in their effort to reach the goal of seven million enrolled in the scheme, the HealthCare.gov website was down for six hours this morning due to what we are told was a software bug that caused a crash rather than a surge in traffic. Though the site was supposedly back up and running, the event was an appropriate metaphor for a flawed law’s implementation. Having overpromised throughout this process, the government couldn’t even keep its website up during the last day of its self-imposed deadline.
Yet the real problem with the White House’s triumphant spin on the enrollment figures isn’t that “glitchy” website. It’s the fact that the numbers that are being cited as proof that, despite all its travails, more than six and perhaps even seven million people have signed up for ObamaCare are thoroughly unreliable. You don’t have to be a conspiracy theorist to know that the books are being cooked. With as many as 20 percent of those being counted as enrolled yet to pay a premium and thus not actually covered, the talk about success is mere hot air.
So, too, are the claims that the scheme has met or exceeded its goal of expanding the pool of insured Americans. Since the overwhelming majority of those participating were already covered by insurance and are being forced onto ObamaCare by the new law’s regulations, the accomplishment being touted today is more one of bureaucratic bookkeeping than a meaningful expansion of health care. Nor is there any sign that the flood of young and healthy Americans into the ranks of those participating is occurring, meaning that what will follow today’s great victory will be a gradual recognition that what the country has been saddled with is a mess that will cause insurance costs to skyrocket rather than go down.
It should be acknowledged that the pictures of people standing on line waiting to talk about getting ObamaCare and the reports of large numbers visiting the website or trying to call in to get the insurance sounds like a vindication of the law or at least of the all-out enrollment push being conducted by the president and the rest of his administration. But the fact remains that merely signing onto the website and creating an account is not the same thing as actually buying the product. If by the end of the day, the administration is claiming that they have met or come close to the seven million enrollments it wanted, it must be remembered that this number must be reduced by at least 20 percent to account for the vast numbers who haven’t completed the purchase and may never do so.
Just as deceptive is the fact that among the millions being counted as happy ObamaCare customers are a huge number of Americans who already had health insurance they liked but lost it as a result of the passage of the misnamed Affordable Care Act. They are now stuck with coverage that is likely more expensive and which contains provisions they didn’t want. As a New York Times front-page feature that was, no doubt, intended to tout the law’s benefits in Kentucky—a rare example where a state exchange appears to be working well—illustrated, administration triumphalism has little connection to the reality faced by many of those affected by the president’s signature health-care law. Including those Americans who are the big losers in the passage of this law as being part of the supposed flood of those who need and want ObamaCare is the ultimate in double counting.
No matter what the numbers of those enrolled actually turn out to be, without millions more young and healthy Americans included in the plan, it will be a financial disaster and force the government to bail out the insurance companies. That will be unfortunate. But if those more profitable young and healthy customers don’t listen to the president’s pleas, who can blame them? The product that is being shoved down their throats is inferior, costly, and a bad deal to boot. With pre-existing conditions no longer a bar to insurance coverage there is no longer much reason for those who are less likely to get sick to enroll before they are placed in the position of needing insurance. And with much of the plan’s provisions being postponed or otherwise delayed in order to lessen the pain to the nation and increase the Democrats’ chances of success in November, there is no way of knowing just how unpopular this law will be when all is said and done.
It is entirely possible that we will look back on today’s deadline and administration celebrations about enrollment as Obama’s version of George W. Bush’s infamous “mission accomplished” moment after Iraq. Democrats who dream that today’s numbers will get them off the hook in the midterms should think again.