Hillary Clinton is making her life more difficult than it needs to be.

I’m speaking in this instance of the donations by foreign governments to the Clinton Foundation. As Jonathan made note of yesterday, a New York Times story on the forthcoming book by Peter Schweizer, Clinton Cash, asserts that “foreign entities who made payments to the Clinton Foundation and to Mr. Clinton through high speaking fees received favors from Mrs. Clinton’s State Department in return.”

When the secretary of state has a policy of pay-to-play, that is bad enough. It reinforces the impression that Mrs. Clinton is a tangle of corruption, dishonest and untrustworthy, and playing by rules that apply to her and her husband but not to others. That has happened time and again with the Clintons; it’s the pattern and habits of a lifetime. And there’s no indication it will change. The portrait of Mrs. Clinton is that of a hardened, brittle, unreflective, and self-justifying individual. Whatever problems she faces are always the result of others, often the “right-wing conspiracy” she has invented in her over-active imagination.

But that’s not the only complicating factor for Mrs. Clinton. The other is that she has badly damaged her ability to wage a culture war/”war on women” campaign against Republicans. Because whatever outlandish charge she makes against Republicans, they will sound positively enlightened compared to the repression of women and gays that occurs in nations (like Saudi Arabia, Oman, Algeria, the United Arab Emirates, Qatar, et cetera) that have given millions of dollars to the Clinton Foundation. It looks for all the world as if those nations gave money to buy the silence of the Clintons–and their investment paid off.

One can only imagine the political firestorm if the tables were turned and nations that brutally oppress women and gays had funneled money to a foundation of a Republican running for president in order to gain favor while he served as America’s chief diplomat–not to mention the deletion of 30,000 emails on a secret (and inappropriate) server. The coverage would be intense and unremittingly negative.

On top of all that, the Schweizer book says that even as Hillary Clinton is portraying herself as a “champion for everyday Americans,” from 2001 to 2012 the Clintons’ income was (at least!) $136.5 million. Not bad after claiming she and her husband were “dead broke” after they left the White House. During Hillary’s years of public service, the Clintons have conducted or facilitated hundreds of large transactions” with foreign governments and individuals, Schweizer writes. “Some of these transactions have put millions in their own pockets.” (“Of the 13 [Bill] Clinton speeches that fetched $500,000 or more,” Schweizer writes, “only two occurred during the years his wife was not secretary of state.”)

Unlike her husband, Mrs. Clinton is not a naturally likable public figure. Her ethical transgressions make her less so. Which means Republicans are likely to face a person with thoroughly average political skills running with a considerable amount of ethical baggage but also a mountain of cash (estimates are that her campaign will raise up to $2.5 billion). Beating her in 2016 won’t be easy, but it’s certainly doable.